For years, despite life and name changes on both our parts, Clark's Insurance Inc has been Grants Pass’ premier insurance agency since 1930. With instability and uncertainties all around us these days, it's more than a little comforting to know that you can trust the home town friends at Clark's to be there whenever you need them to be. If you have to pay for insurance, and we all do, then your money is best spent at Clark's affordable prices, dependable service-such a deal, already!  Call us today 541-476-7715 for a free quote.

Everyone who drives an automobile has the responsibility for operating that vehicle in a safe manner as well as the responsibility to be able to pay for injuries or damages he or she may cause. Millions of new automobiles are added each year to our already crowded roads and our chances of being involved in an accident steadily increases as well. Our responsibilities as drivers become greater, too.

Oregon motorists are required by state statute to carry certain coverage on their automobiles. These coverages include:

Bodily Injury and Property Damage Liability The monetary damage you are held liable for due to injuries of other persons and/or damage to the property of others.

Personal Injury Protection Provides coverage for you and passengers in your automobile who are hurt in an accident. Coverage includes payment up to the limit of the medical and hospital, income continuation, loss of services; funeral and child care expenses that result from the accidents.

Uninsured Motorist Coverage This coverage will respond to cover injuries to people in your automobile should you be involved in an accident with an uninsured motorist who is held liable for the damages.

No matter what kind of structure you call "home" -be it a house, an apartment, a mobile home or a condominium- your home probably accounts for the largest single expenditure in your family's budget.

Your home also contains your personal household furnishings and belongings which also represent another large investment. Because our homes are important to us in so many different ways, we take precautions to protect them from damage or loss. For example, we install fire extinguishers, smoke detectors, burglar alarms, locks and other safeguards against losses due to fire and burglary.

Sometimes accidents and other kinds of losses occur despite our best efforts at protection. Most homeowners and tenants purchase insurance as a relative inexpensive safeguard against financial losses,  which can result from such occurrences.

Whether you own your home or rent, Clark's Insurance may have just the right policy for your needs.

Most areas of Josephine County outside the City of Grants Pass, do not have automatic fire service. Property owners must subscribe to one of the two private fire services in order to satisfy most insurance carriers. It is usually prudent for prospective property owners to investigate this situation prior to a purchase.